Pension Transfer Specialists

If you want to find out about transferring a pension from UK to Australia, we can help.

Pension Transfer Specialists (PTS) is an independently owned Australian Company offering a specialist UK pension transfer, UK State Pension Enhancements and RSA Encashment service.

While transferring pension assets to Australia offers the benefits of a tax-free retirement income, flexible investment opportunities and long term asset protection, any mistakes or complications in transferring can result in heavy penalties

We are specialists in the workings of the UK pension system in Australia, especially the mechanics behind the transferring into the Australian superannuation system and enhancing your client’s entitlement to the UK State Pension

Working with Financial Planners, Stockbrokers and Accountants facilitating the UK Pension Transfer and UK State Pension Enhancement service, your client remains your client, we are fully aware of the reputational risks involved.

To discover your UK pension entitlement, or to enquire about transferring UK pensions to Australia, contact us today.

Colette Pieniazek DIP FS (Fin Planning)
Financial Adviser

Pension Transfer Specialists PTY Ltd <ATF Pension Transfer Specialists Unit Trust>, trading as PTS Financial Planning Authorised Representatives (001254354) of HNW Planning Pty Ltd AFSL no. 225216

Hailing from Manchester where she handled pension assets for a chartered accounting firm, Colette has specialised in the field for a major part of her professional life.

Colette, whose working week revolves around UK business hours, keeps abreast of every legislative and economic issue affecting pension assets and their transfer.

Although renowned for her positive disposition, Colette is also realistic about the challenges people face when relocating to a new country.

Passionate about making a difference in her client’s lives, Colette draws on her extensive knowledge of the workings of the pension system to ensure pension assets are transferred safely and without delay.

Nicola Butler
UK Pensions Specialist

Nicola joined the Pension Transfer team in April 2014. Nicola previously worked in the UK Finance Industry for 9 years as an Investment and Pensions Administrator in York before leaving to travel Asia and Australia.

She also has experience working for an Australian Superfund.

Outside of work Nicola enjoys reading, movies and theatre as well as trips to the beach and socialising with friends.

Emma Kenworthy
UK Pensions Specialist – Team Leader

Emma joined the Pension Transfer team at PTS in July 2013.  Originally from Leeds she gained her UK pensions experience working for several large administration companies in the UK as a Pensions Administration Team Leader.   She was responsible for a team of administrators carrying out the day to day administration of many defined benefit occupational pension schemes.  She was also responsible for training and assessing other pension administrators in the National Vocational Qualification in Pensions Administration.

Emma also spent time investigating clients entitlements following the Governments Review on the misselling of Personal Pensions. where many individuals were advised by insurance companies, Independent Financial Advisers and other intermediaries to transfer from or to opt out of their occupational pension schemes. Emma’s role was to investigate a clients employment history from the date of the misselling. This was great experience for PTS  who are able to locate current pension scheme entitlements for our clients who may have lost paperwork or are unsure of any pension entitlements in the UK or other previous countries of residence.